Pharmaceutical Costs: The Doctor’s Analysis
When you go to the Doctor for a physical aliment bothering you, the first thing they will do is ask you series of questions, and possibly a brief examination to help them determine what is causing physical pain and distress.
It might be the usual types of questions anywhere from the length of time you have been feeling this particular ache in some part of your body, do the aches & pains comes and go, if you answer “YES” to a few of the questions given, the doctor now has a vague idea as to what is causing the issue.
In some cases, they will have you draw out the area of pain on a sheet of paper. Some people may find that weird, but it’s actually a method that serves as an “aid” for your doctor to better recognize the problem.
Following Things Doctors Usually Check Doing Annual Physicals / Tests Are:
- People with a history of heart disease will involve blood-pressure checks, checking the blood for abnormalities or contamination, and cholesterol checks are done by screening.
- Other annual physical check-ups involve, head & neck, heart & lungs, the abdominal region, limbs, hair, and nails.
The doctor will need to draw blood from the patient, many people are NOT fond of needles however LOL. This step however will help to identify any hidden factors which could potentially cause health issues later on unbeknownst to you.
After the examination has been completed one or two things will happen from here. Depending on the nature of your condition, the doctor can either suggest surgery (if needed), they can put you on a prescription, or if it’s not a dire situation that could compromise your health, then an over-the-counter drug may be enough to cease the painful aliment all together.
You’ll probably consider taking doc’s route by going with the OTC option, but ultimately it comes down to whether or not a prescribed drug that costs more, or if over-the-counter medication (cheaper alternative) will be enough to take care of a particular situation.
If it does the trick, then you just saved yourself some money and time. If it doesn’t show promise by managing the condition, then it can get costly.
And yea I know you’re saying…
“But I have insurance, it should cover most of my medical bills right?”
Yea you would think it could cover everything…
Just like a illness that manifests in the body, it depends on what type of illness it is, and once it’s identified, the doctor can then determine whether or not you need surgery, or if they should prescribe you medicine, or recommend a over-the-counter drug solution such as Aleve, or aspirin, etc.
They might suggest an over-the-counter drug (OTC) to solve the issue.
NOTE: Understand that a doctor can only give you options, from there it’s entirely up to you whether or not you follow that advice.
Once you’re at pharmacist’s office (the typical vitamin shop within the grocery store), you tell them what you’re doctor suggested as a remedy for your particular situation.
Pharmaceutical Costs Cleaning Out Your Wallet?
Medicine has done wonders for millions of people for so many years, today the range of medical progress has definitely succeeded its own expectations.
With those expectations however, has brought forth the dark side of advanced medicine the can help to save humanity.
The question is however… At what cost?
And that’s the magic trick right in front of millions of people’s faces every time they either sign-up for some type of medical assistance program.
Medicine is a controlled commodity, the same goes for money, so hears a question I know will stick in the back of your mind for the rest of your life here on this planet.
We came so far in the advancement of medicine, it’s been around longer then people actually realize.
Witch doctors, medicine men, and Shamans, from ancient times created certain concoctions to help either cure, curse, or in some cases go to the extreme to control and manipulate those who dared to oppose them.
The biggest advantage for villagers belonging to these groups, would have the benefit of getting treated for free by the local village medicine man (I betting when medicine men got wise by slapping on a big fat price tag for his services well… Let’s just say sh*t would probably hit the fan big-time causing hierarchy among the villagers, and their beloved medicine man).
Getting things free is great, there’s nothing better you could image by far.
Medicine on the market today is generating billions of dollars annually, the sinister idea of adding “the value of a dollar concept” to a supplement product (vitamins, prescription drugs, OTC(s) has done nothing more but made evil people (lackeys of health organizations), corporations, and companies richer than one could possibly fathom.
But where does this leave you the consumer?
What happens if you lost your job, and can’t afford medical insurance?
Do you really believe that the government wants you to live off of assistance programs such as free medical, dental, or even assisted living?
I don’t think so friend.
Funding has to come from somewhere, and they rather go for people who are structured financially well.
This is where the middle class folks fall into the category, and what is the key generator of confiscated money? Why taxes off course, just ask the jolly old –Queen of England– “Miss Elizabeth” how she feels about taxing the h**l out of her loving loyal citizens there. 🙁
Taxes drives the economy. Medical programs, and stipulations are attached to this method to suck money right out of your pockets.
This brings up the another point about the advancement of modern medicine, spokespeople from different health / food organizations will come out to defend the matter as to why medicine costs so dam much.
They’ll tell you stuff like…
“It’s for the improvement of medicine as we know it, this will help to benefit all of mankind.”
And I say really now?
They’ll even throw in the hook, line, and sinker finishing statement to reel you in like a catfish desperately wiggling to get off the fisherman’s hook…
“We didn’t have these types of medicine back in the late 19th century, but we came so far now which should make it worth-while for people to further fund key research. To find other possible break-through which could lead to a cure someday.”
As I said as before, really now??
You see, I only have one problem with that statement.
I feel that we’re not being told the whole truth, I believe much more has been discovered years ago. And let’s be honest, I believe someone out there knows more then they’re willing to let us in on when it comes to medical discoveries (it would definitely cut down on the medical costs).
Its just been too many years of research, too many trial & errors tests conducted by scientists and researchers already ran into, or come up against, however you want to call it.
And they still haven’t found anything leading to a cure?
Click on the link in the parenthesis below, and you’ll start to have many second thoughts about our beloved medical industry today that tells you why we need them to stay around so badly.
Pharmaceutical Costs: OTC(s) the Fallback Alternative?
If an individual cannot afford to get medical, or they are making the decision that they are not going to “opt” into to certain programs is strictly up to them.
The next step would be to rely on OTC (this would be the default choice), some American citizens (between 20’s -30’s) would lean toward this direction. The reason for this is obvious, they’re still young for one, and secondly they’re not in a situation where they have to worry about their health for a long while.
However, they are still forced to go for health insurance because of the repercussions that the U.S. Government will enforce in order to get us to comply to their rules.
The government can enforce regulations upon us with the help of the notorious IRS, the IRS and other governing factions can indirectly enforce tax hikes against the tax payer if they do not have medical insurance (it’s a dirty trick they pull on you during tax filing season if you don’t have it).
OTC drugs rival in costs compared to prescription medications (in somecases you might save 40 – 50% less than a monthly prescribed medication), you’re not paying a monthly premium instead you’re purchasing the product by choice,
and it could be what you need at the moment as a “simple fix” to relieve minor issues (such as a cold, back aches, sore throat, minor symptoms of that nature).
They can also be taken to relieve moderate symptoms. They are regulated by the FDA, which means they are held to “high standards” of safety, effectiveness, and quality.
It is important to follow guidelines when using OTC medications (read the all labels before use, and other instructions that apply upon usage), it can be dangerous if they are taken irresponsibly, and can potentially result in adverse effects.
Here is a list of OTC Medications to have at Home:
- Antihistamines – allergy medication for runny / itchy nose, and sneezing.
- Sinus / Nasal Congestion – helps you to breathe easier by relieving nasal congestion, and gives you sinus relieve.
- Constipation – bulk-forming laxative (adds stool volume to enable bowel movement) / stimulant laxatives (stimulates the intestines to enable bowel movement).
- Cough Remedies – cough suppressant (eases dry / hacking coughs) / expectorant (clears mucus in throat, thins out mucus)
- Diaper Rash – Protectant (helps to protect skin from coming in contact with urine / stool)
- Diarrhea – Adsorbents (attracts and retains bacteria / toxins in the intestine) / Antispasmodics (use for internal *cramping relief).
- Heartburn / Antacid (stabilizes acid in the stomach) / Acid Reducer (lowers the production of stomach acid)
- Itching Skin – Hydrocortisone Cream (relieves itching, relieves reactions from bug bites, and rash symptoms) / Calamine Lotion (use for relief against reaction from poison ivy, poison oak, & poison sumac; such as oozing & weeping symptoms that manifest after coming in contact)
- Mouth Sores – Benzocaine (numbs pain)
- Fever & Pain – NSAIDS these are ketoprofen, ibuprofen, Naproxen Sodium, and Aspirin / Acetaminophen (relieves symptoms)
- Scrapes & Skin Infections – Ointment, Antibiotic types (prevents infection, protects wounds)
Understand that OTC(s) are most effective if you responsibly maintain your health, this means watching what you eat, and incorporating exercise into your routine will increase its effectiveness.
OTC drugs are basically an alternative to prescription medicine however, as you get older your body changes, and what’s the easy cost-friendly fix now might not be an option for the future. In other-words, at one point or another you will still need to get into a health insurance program whether it’s a HMO, PPO, or POS premium plan.
Before you join under a premium plan, research and compare various insurance plan programs to see which best works for you!
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